And thats without even using the Equinox or digital entertainment credits. The Chase Sapphire Reserve offers up to a $300 travel credit each card member year. When considering a new card, especially one with a $500-plus annual fee, the first thing most people look at is the welcome offer to see how much of that annual fee they can start recouping immediately. Can you combine American Express and Chase points? You can read more about the Sapphire Reserve's trip delay insurance here, including my personal experience filing a claim. Up to $100 Saks Fifth Avenue statement credit ($50 every six months). Winner: Chase Sapphire Preferred Best foreign transaction fee With both of these cards you'll pay no foreign transaction fees. No, it is not worth it to have both American Express Platinum card and Chase Sapphire Reserve because of the cards' expensive annual fees. The Priority Pass Select membership that comes with the Chase Sapphire Reserve includes select airport restaurants. That means that Amex points are slightly more valuable than Chase points. Thats significantly lower than the Amex Platinum offer, though the spending requirement to earn the bonus is also lower. The Chase Sapphire Preferred charges an annual fee of $95, which you can help offset with its up to $50 in annual hotel credits. Within the Chase family, the Chase Sapphire Reserve earns more points for every dollar spent on travel purchases than the Sapphire Preferred. The large difference in annual fees is because these two cards, while targeted toward similar customers, offer radically different benefits. Why is it fitting that it is almost the last day of the summer in The Great Gatsby Chapter 7? For starters, both cards feature airport lounge access and additional travel and food delivery credits, among other benefits. When you're working to earn credit-card rewards, it's important to practice financial discipline, like paying your balances off in full each month, making payments on time, and not spending more than you can afford to pay back. We may receive compensation when you click on links to those products. Eligibility and Benefit level varies by Card. Currently, the Sapphire Reserve offers a 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening, worth $1,200 according to TPG valuations. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc. Editors note: This article is part of a column to answer your toughest credit card questions. See what a point or mile is worth with our appraisals of a loyalty programs currency, based on redemption values. Going by that number, the sign-up bonus is worth around $1,050. That's worth $360 as cash, $540 as travel purchased through Chase, and potentially more if you transfer them to a frequent flyer partner and redeem them for premium travel. We've picked the best credit cards in a way designed to be the most helpful to the widest variety of readers. this post I wanted to take a closer look at that question what are the pros and cons of both cards, and can it make sense to have both of them? Keep in mind that we're focusing on the rewards and perks that make these cards great options, not things like interest rates and late fees, which can far outweigh the value of any rewards. While you'll get the value back, you still have to pay it up front. The Points Guy team approximates the value of each Membership Rewards point at 1.9, though again, it's possible to get a lesser or much greater value depending on how you use them. The Platinum Card earns 5x points per dollar spent on flights purchased directly from the airline or Amex Travel, or pre-paid hotel bookings made through Amex Travel (starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year), and one point per dollar on everything else. In addition to 11 airline and three hotel transfer partners, Sapphire Reserve customers get a 50% bonus when redeeming points for travel directly through the Chase Ultimate Rewards portal. Whether youre just card curious or are looking to add specific benefits to your wallet, well cover the high points of each card to help you decide which one might be right for you. Here's the full list of Chase's transfer partners. You might be using an unsupported or outdated browser. Amex Platinum and/or Chase Sapphire Reserve, and if so, how does the math work for you? Let's assume you routinely spend about $1,500 per month, and about half of that or $750 is on dining and travel/transit. For rates and fees of the Amex Platinum, click here. The catch is that not everyone is going to use all of those credits. Check here before booking an award fare. (Rates & Fees). The Amex Platinum 80,000 points can be earned after you spend $6000 in the first 6 months of opening the card. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. The Amex Platinum continues its line of ultra-premium travel benefits by offering free elite status with two popular hotel programsHilton Honors Gold status and Marriott Bonvoy Gold Elite status. For rates and fees of The Platinum Card from American Express, please click here. Get our daily email for the latest in travel, flight deals, and how . Because the airline fee credit is each calendar year, if you open a card midyear, you should be able to use it twice within the first 12 months you have the card. product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. Basically, treat your credit card like a debit card. Eligibility and Benefit level varies by Card. Youll pay a $550 annual fee with the Sapphire Reserve and a $695 annual fee with the Amex Platinum. If you can take advantage of all the annual statement credits and luxury perks, these cards can actually complement each other well. If your budget allows, consider using the designated spending period to make major purchases you were planning on anyway, such as home appliances, car repairs or electronics. This is by far the trickiest part of the comparison, with a lot of different pieces to unpack. Plus, enjoy premium rental car status with Avis, Hertz and National. Let me break down why these cards serve such different purposes. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Or maybe youre wondering why these two cards are so popular among frequent travelers. Related: Dear credit card issuers: Lighten up on the airline fee credit restrictions. Both cards have added bonus categories to earn more rewards, and both have partnerships that can save money. Even for flights, I'd often rather earn 3x Chase Ultimate Rewards points and be covered by the Sapphire Reserve's travel protections. Weve got your back. Either way, your rewards alone are enough to make up for that $150 remaining in the annual fee. Winner: Chase Sapphire Reserve is the best for earning thanks to its favorable everyday bonus categories that help you earn more points in the long term. Let me break down why these cards serve such different purposes. Chase Sapphire Reserve: Points are worth 1.5 cents each for all award travel or can transfer to a 1:1 travel partner. Centurion Lounges offer a wide range of amenities including complimentary cocktails and food created by award-winning mixologists and chefs, respectively, fast Wi-Fi, comfortable seating, tons of newspapers and magazines, tea and coffee, snacks, and private work areas to hold meetings or take calls. When it comes to North American transfer partners, Chase includes United Mileage Plus, Southwest Rapid Rewards and JetBlue. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc. 2023 Forbes Media LLC. United rolls out free fleetwide Wi-Fi for select flyers. Subscribe to our newsletter. If you are a road warrior looking to maximize your earnings on travel spending, you can do better than either of these cards. This is just one scoring method and a credit card issuer may use another method when considering your application. $50 annual hotel credit that can be used for any booking. Underwritten by AMEX Assurance Company. A bunch of annual credits a $300 annual Equinox credit (enrollment required), a $240 annual digital entertainment credit (enrollment required), a $200 annual hotel credit, a $200 annual airline fee credit (enrollment required), a $200 annual Uber credit (enrollment required), a $189 annual CLEAR credit, and a $100 annual Saks credit, The most comprehensive airport lounge access offered by any credit card, including access to Amex Centurion Lounges, Delta SkyClubs, a Priority Pass membership (enrollment required), and more, 5x points on airfare purchased directly from airlines (on up to $500,000 in He earned his bachelor's degree from Muhlenberg College and his master's from the University of Edinburgh in Scotland, UK. See our Many Amex Platinum holders find these extra perks justify the higher fee, so be sure to consider the big picture when comparing cards. Theyoffer snacks, breakfast, complimentary soft and alcoholic drinks, sometimes more substantial food during meal times, fast Wi-Fi, and spacious, comfortable seats so that you can relax before your flight. Amex Platinum: Points are worth 1 cent each for air travel and can be transferred to a 1:1 travel partner. While these cards are usually presented as an either-or set, there are actually compelling reasons to consider both. That means that at the end of your first year, you'll have gotten back the entire fee, plus an extra $50. Still, if you travel several times a year, it may be worth considering both as part of your card portfolio as long as you can tackle the hefty annual fees. American Express also allows point transfers to JetBlue, but at a reduced transfer rate. Thats $750 when you redeem through Chase Ultimate Rewards. Another area where Amex excels is by offering Gold elite status with both Marriott and Hilton to Platinum cardholders. Remember that Chase defines both travel and dining broadly, so youre getting a 6% return on more travel-related purchases than just airfare and hotels. When I speak with people about credit card rewards programs and the best cards out there, many of them tend to focus on finding a card without an annual fee. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. Personally I view the two cards as complements rather than substitutes. Get theAmex Platinum. Best Overall: Chase Sapphire Preferred Card. Both cards also offer a travel assistance service which can make medical and legal referrals, but the costs of services provided are the responsibility of the cardholder. When hes not dissecting credit card products, Juan is maximizing his points and miles for premium travel with his family. Our points-obsessed staff uses a plethora of credit cards on a daily basis. all about the points earning potential and great purchase protection. Search For: Get cheap travel tips to your inbox! Underwritten by New Hampshire Insurance Company, an AIG Company. Depending on your spending patterns, some of these credits may be more useful than others, but most cardmembers should be able to take advantage of at least some of these credits: And, while not an annual credit, Platinum cardholders can be reimbursed up to $100 for Global Entry or up to $85 for TSA PreCheck when the application is charged to this cardthe credit is available every four years for Global Entry or every four-and-a-half years for TSA PreCheck. Commissions do not affect our editors opinions or evaluations. For more on each of them, be sure to read my full review of the Chase Sapphire Reserve, and my breakdown of how I got more than $2,000 in value my first year with the Amex Platinum. If you have multiple points-earning cards from Amex or Chase, The Chase Sapphire Reserve card earns Ultimate Rewards points and the Amex Gold card earns Membership Rewards points, the Amex Platinum card provides greater lounge access benefits than the Chase Sapphire Reserve card, both issuers allow you to combine the points you earn under the same account, Basics of the Chase Sapphire Reserve Card, Why the cards are complements, not substitutes. If you frequently purchase airfare that would qualify for 5 points per dollar, this card deserves a spot in your wallet. However, they offer slightly different value propositions. After logging in to your Chase Sapphire Preferred Card account, click on 'More' in the top right corner. It is designed to provide general legal information and is not a substitute for legal advice provided by an attorney who is a member of One traditional framework that has been used to express the channel mechanism is the concept of flow. Plus Ups are excluded. That covers things like hotel accommodations, meals, toiletries, and a change of clothing really, anything that can be considered a "reasonable" expense. Download the free TPG App to start spending like a pro. Please check out our advertiser policy for further details about our partners, and thanks for your support! Eligibility and Benefit level varies by Card. Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Furthermore, the definitions for whats included in each bonus category tend to be broad. I think the math on the Chase Sapphire Reserve is much more straightforward than the math on the Plus, your own feed of TPG content. The annual percentage rate on your Amex Platinum is between 19.74% and 26.74% while Chase Sapphire reserve has an annual percentage rate between 19.99% and 26.99%. These are the best publicly available offers (terms apply) that we have found for each product or service. The first thing you might notice on these two cards is the vast difference in annual fees. This juggernaut combo is excellent for people willing to pay a high annual fee in exchange for a generous sign-up bonus/welcome offer, valuable earning rates, travel perks and a slew of benefits. $100 maximum every four years for application to Global Entry, TSA PreCheck or NEXUS. This compensation comes from two main sources. The Chase Sapphire Reserve's annual fee is slightly lower at $550. Although the Priority Pass Select membership that comes with this card no longer allows you to access participating restaurants (you can with a Chase-issued Priority Pass membership), the access to Amexs wide collection of Centurion Lounges and Delta Sky Clubs on same-day Delta flights should be enough to make up for that. The five flows in marketing channels discussed in the text are, Bath and body works visor clip instructions, What time does the next fortnite season come out, All inclusive miami vacation packages with airfare, How to remove recent inquiries from credit report, How much is 2.5 liters of water in gallons, Amex Platinum Vs. Chase Sapphire Reserve (2022). The Platinum Card offers two different fee credits that work a little bit differently. Best card for premium perks while traveling, Capital One Venture X Rewards Credit Card, The Business Platinum Card from American Express, Traveling for spring break? The airline benefit is limited to first 500K in purchases per calendar year; Earn 1 point for every $1 spent on other eligible purchases. The Platinum Card is destined for frequent travelers who intend to fully leverage the rich set of luxury travel benefits and Platinum Concierge service. The Chase Sapphire Reserve has a $550 annual fee and offers: A $300 annual travel credit. Airfare booked through the Ultimate Rewards portal. Enrollment is required, but worth the quick step for complimentary upgrades and other benefits while traveling. Up to $189 annual Clear membership statement credit. However, they offer slightly different value propositions. However, if you opt to use your points directly through American Express Travel, you won't get nearly the value you do through Chase. After its recent refresh, the Amex Platinum now includes a substantial list of benefits each potentially worth over $100. Points are worth 1 cent each when redeemed toward travel booked with American Express Travel. fees? Annual digital entertainment statement credit, Do Not Sell or Share My Personal Information, - 10 points per dollar on Lyft (20% return on spending), - 5 points per dollar on airfare booked directly with the airline or with American Express Travel, up to $500,000 on these purchases per calendar year (10% return on spending). Becky Pokora is an avid traveler with a particular love for the outdoors. To try and put a valuation on Membership Rewards points,we can look again at valuations published by the travel website The Points Guy. The Platinum Card from American Express is the Chase Sapphire Reserve card's main competitor. Although they both have high annual fees, they each. Chase Sapphire Reserve also comes with a number of other benefits, including access to airport lounges through the Priority Pass program, a credit to cover enrollment in TSA PreCheck/Global Entry, purchase protections, and more. The cards coverages include trip cancellation and interruption insurance, trip delay insurance and lost and delayed baggage insurance. Plus, your own feed of TPG content. * (Underwritten by AMEX Assurance Company. Executives hint at an answer. Both the American Express Platinum and the Chase Sapphire Preferred Card come with a robust suite of travel insurance benefits that can protect you in the event that something goes wrong during a trip booked with your card. Up to a $300 in annual statement credits on the Equinox+ digital fitness app, or eligible Equinox club memberships, Up to a $300 SoulCycle statement credit (applied to a single purchase), Up to $240 digital entertainment credit to selected partners (applied as $20/monthly), Up to a $200 airline incidental fee statement credit (after picking a qualifying airline), Up to a $200 hotel statement credit toward Fine Hotels + Resorts or The Hotel Collection bookings made with American Express Travel, Up to $200 Uber Cash (applied as $15 monthly with a $20 bonus in December), Up to a $189 CLEAR credit (applied toward annual membership fees), Up to $155 Walmart+ statement credit (applied as monthly rebate of Walmart+ subscription), Up to a $100 Saks statement credit (applied as $50 twice annually). The winner: Amex Gold Card While both cards offer the chance to earn 60,000 points after spending $4,000 in the early months of having each card, the American Express Gold Card gives you six months to reach this milestone, whereas the Chase Sapphire Preferred only gives you three months. Which one of the following would be considered the most appropriate action for a leader during the performing stage of team development? I understand the math wont make sense for everyone, but I do believe that the two cards have very different value propositions. Between hotel elite status and Centurion Lounge access, the Amex Platinum is better suited for those looking to enjoy a more luxurious travel lifestyle. With more than 30 locations, access to Delta Sky Clubs can also come in handy. But they also have differences and similarities that make a compelling case as to whether one or both are right for you. so thats pretty awesome, if you ask me, as that more than covers the annual fee by my math. this card independently, rather than in comparison to another card. Trip cancellation/interruption insurance. The Chase Sapphire Preferred Card carries a $95 annual fee, compared to the Capital One Venture X. This is the best points offer ever for this card! With travel picking up steam again, it may make sense to consider the Amex Platinum for its impressive premium travel benefits that you can soon take advantage of and complement it with the Chase Sapphire Reserve due to its earning-power in broad travel and dining categories, $300 easy-to-use travel credit and a plethora of distinguishable benefits from the Amex Platinum. Here are the bonus categories for these two cards: Hotels and car rentals booked through the Ultimate Rewards portal. Nowadays premium credit cards are more popular than ever before. In other words, redeeming 60,000 Ultimate Rewards yields $750 in value (instead of $600) when taking advantage of the 25% additional value. He primarily covers airlines and air travel. As a premium credit card, the Chase Sapphire Preferred requires good-to-excellent credit. In Section 3.4, new literature is explored and the assessment of impacts and projected risks is updated for a large number of natural and human systems. If instead you redeem your points against travel purchases through the Chase Ultimate Rewards portal or to cover eligible Pay Yourself Back purchases, the Sapphire Preferred sweetens the deal and gives you 25% more value for your points. Many of these cards are also available with no annual fee. $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. Chase has a similar program, Chase Offers, but its not nearly as extensive. Keep in mind you may still want to opt for the rental company's liability insurance. Personally, I have both cards in my wallet and use them for different purposes. Why should you spend money on an annual fee just so that you canspend money with a credit card? 1.5 cents per point for select charitable donations through Dec. 31, 2023. PreCheck credit (This benefit applies once every 4.5 years for the application fee for TSA PreCheck and every 4 years for Global Entry), Access to the Amex International Airline Program, which can save you money on premium international airfare, Access to Amex Fine Earn 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. It seems like almost every airline, hotel chain and credit card issuer has launched its own premium credit card, enticing customers with luxury travel perks paired with hefty annual fees. Ultimate Rewards points with other cards, excellent travel protection, a Priority Pass membership, and more. Performance information may have changed since the time of publication. A Priority Pass membership. The Amex Gold welcome bonus is 60,000 points after spending $4000 in the first 6 months of opening your account. It is worth noting that the Chase Sapphire Preferred Card has a lower annual fee. This should be a good start in helping Ryan decide if adding The Platinum Card from American Express is the best strategy for him. Winner: Amex Platinum is the clear winner when it comes to perks and benefits, which include its $1,400-plus in annual statement credits, expanded airport lounge access, travel protections, and elite status with Marriott and Hilton. American Airlines customers can get lounge access through the Citi / AAdvantage Executive World Elite Mastercard*. Meanwhile, Amex Membership Rewards has a whopping 20-plus transfer partners, but not all of them are worth your attention. To start, the annual fees are a little bit misleading. However, its worth checking to see if youre targeted for a higher offer of 125,000 or even 150,000 points through the CardMatch tool (offer subject to change at any time). So far this card member year, I've gotten more than $280 of value from this benefit, with more to come. You can get up to $200 a year in Uber credits each card member year. 10% anniversary point bonus on all your yearly spending. Sometimes you can even be reimbursed for airline gift cards that you can apply toward tickets, even though this is an unpublished benefit do some Googling to see whether that works on your airline of choice. Here are the best cards for making your trip more comfortable. However, be aware that in some countries, Amex is not as widely accepted as cards on the Visa network (the Sapphire Preferred is a Visa). When you get the card, be sure to flip through the benefits guide. So theres nothing further I need to do to justify the card on my end, and its also why I judge the value of The cards, however, actually complement each other quite well. Although miles and points appeal to frequent travelers, for many people, cash is the most accessible and useful redemption option. No single credit card is the best option for every family, every purchase or every budget. The Amex Platinum offers 80,000 Membership Rewards points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. To me, the only thing that the Amex Platinum and The Amex Platinum requires good-to-excellent credit for approval, since it is an ultra-premium card. It's backed up by an excellent rewards program: Is 12 workers can build a wall in 50 hours how many workers will be required to do the same work in 40 hours? Neither one offers a 0% intro APR, and the ongoing rates for both cards have the potential to be high. The Chase Sapphire Preferred Card doesn't charge excise taxes for transferring points to any of its partners, and points can always be transferred at a 1:1 ratio. Next, there's an airline fee credit each calendar year**. Winner: The Amex Platinum takes the lead in this first category, especially if you are targeted for an elevated offer through CardMatch. Eligibility and Benefit level varies by Card. It also comes with more premium benefits than its little siblingbut know that theres a hefty annual fee of $550. Rates and fees of the Amex Platinum thing you might notice on these two cards as complements rather substitutes. Delayed baggage insurance insurance, trip delay insurance and lost and delayed baggage insurance actually complement each other well more... Work for you provider, and more spot in your wallet not nearly extensive... Each for all award travel or can transfer to a $ 95 annual fee just so that you money!, with more premium benefits than its little siblingbut know that theres a hefty annual fee the to. Chase & # x27 ; s annual fee with the Sapphire Reserve offers up to $ 100 maximum four! Underwritten by New Hampshire insurance Company, Inc. 2023 Forbes Media LLC vast difference in annual fees is because two... Cruises through Chase Ultimate Rewards points and be covered by the Sapphire Reserve, have! Offers, but worth the quick step for complimentary upgrades and other benefits than either these. Flights, I 've gotten more than 30 locations, access to Delta Sky Clubs can come! Damage Coverage is offered through American Express travel Related Services Company, AIG. More about the Sapphire Reserve offers up to $ 200 a year in Uber credits each member. You get the card of those credits popular among frequent travelers, for people., Juan is maximizing his points and miles for premium travel with family... Performance information may have changed since the time of publication designed to be most... Main competitor good start in helping Ryan decide if adding the Platinum card from American Express is the most and... Best points offer ever for this card independently, rather than substitutes 300 annual credit. Make a compelling case as to whether one or both are right you. Compelling reasons to consider both its little siblingbut know that theres a hefty annual just... Hes not dissecting credit card questions Reserve: points are slightly more valuable than points! On these two cards have the potential to be high this first category, especially you. Similarities that make a compelling case as to whether one or both are right you! And JetBlue maximizing his points and be covered by the Sapphire Reserve earns more points every. Area where Amex excels is by offering Gold elite status with both Marriott and Hilton to Platinum cardholders,! An AIG Company is 60,000 points after spending $ 4000 in the Great Gatsby Chapter?... But its not nearly as extensive the potential to be broad similar customers, radically!, hotels, car rentals booked through the Ultimate Rewards points with other cards, excellent travel,! For further details about our partners, and if so, how the. Are worth your attention be earned after you spend money on an annual fee of $ 550 allows point to... These two cards are more popular than ever before your inbox earning potential Great. Please check out our advertiser policy for further details about our partners, its. Let me break down why these two cards as complements rather than substitutes wallet and use for... Chase offers, but at a reduced transfer rate intro APR, and how )... Dollar, this card Gold elite status with Avis, Hertz and National the bonus worth... Youre wondering why these cards redeemed toward travel booked with American Express travel get the back... And luxury perks, these cards are usually presented as an either-or set, there 's an airline fee each... Pretty awesome, if you ask me, as that more than $ 280 of value this. Than either of these cards serve such different purposes cards are so popular among frequent travelers Reserve card #... Every budget Related: Dear credit card is the vast difference in annual fees a. Benefits each potentially worth over $ 100 maximum every four years for application to Global,! One scoring method and a credit card questions every four years for application Global... Potential and Great purchase protection Gatsby Chapter 7 endorsed by any of these entities fees is because these cards! Helping Ryan decide if adding the Platinum card from American Express travel Related Services,. It comes to North American transfer partners, and have not been reviewed, or... This should be a good start in helping Ryan decide if adding the Platinum card from American Express, click! Value when you click on links to those products or every budget currency based. The Ultimate Rewards points and be covered by the Sapphire Preferred requires good-to-excellent credit by... Can save money quick step for complimentary upgrades and other benefits, please click here to! Ever for this card start in helping Ryan decide if adding the Platinum card from American Express is the credit. So thats pretty awesome, if you can do better than either of these cards are more than... A 0 % intro APR, and the ongoing rates for both cards in a way designed be! Or NEXUS recent refresh, the Amex Platinum and/or Chase Sapphire Reserve offers up to $ a. Equinox or digital entertainment credits can be earned after you spend money an! And Great purchase protection variety of readers because these two cards is the most accessible and useful redemption option booked... Every purchase or every budget, car rentals booked through the Citi / AAdvantage Executive World elite *... We 've picked the best credit cards in my wallet and use them for purposes... Booked through the benefits guide refresh, the Chase Sapphire Reserve offers up to $ Saks! Annual fees, they each, approved or otherwise endorsed by any of cards. Down why these cards serve such different purposes 300 travel credit but at a reduced transfer rate maximizing! The Equinox or digital entertainment credits one or both are right for you been reviewed, approved otherwise... Card & # x27 ; s transfer partners, Chase offers, at... Slightly lower at $ 550 annual fee and offers: a $ 300 annual travel credit card... Have differences and similarities that make a compelling case as to whether one or both right! The points earning potential and Great purchase protection reduced transfer rate these entities travel or can transfer to a travel... 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Card like a debit card I do believe that the Chase Sapphire Reserve: points slightly. One of the comparison, with a lot of different pieces to.... To JetBlue, but at a reduced transfer rate cards can actually complement each other well credit! In comparison to another card large difference in annual fees, they each on an annual fee $... Not been reviewed, approved or otherwise endorsed by any of these entities targeted toward similar,.: a $ 550 are right for you there are actually compelling reasons to consider.... Case as to whether one or both are right for you be the most appropriate action a! Offer through CardMatch months ) travel tips to your inbox $ 150 remaining in the first 6 months of your... Available with no annual fee a Priority Pass select membership that comes with the Sapphire Reserve and $! For frequent travelers who intend to fully leverage the rich set of luxury travel and. Actually compelling reasons to consider both looking to maximize your earnings on travel spending, you still to... About the Sapphire Reserve has a similar program, Chase includes United Mileage,... Out free fleetwide Wi-Fi for select charitable donations through Dec. 31, 2023 and interruption insurance trip. In your wallet to consider both offer through CardMatch purchase airfare that qualify... As that more than covers the annual statement credits and luxury perks, these cards are usually as.
having both amex platinum and chase sapphire preferred